@import url('https://fonts.googleapis.com/css2?family=DM+Sans:wght@400;500;600;700&family=Manrope:wght@400;500;600;700;800&display=swap');

:root {
  --navy-950: #041321;
  --navy-900: #071a2b;
  --navy-800: #0b2942;
  --blue-700: #124d77;
  --cyan-500: #18b8d8;
  --cyan-300: #72d7e9;
  --gold-400: #e5b94e;
  --ink: #102638;
  --slate: #516575;
  --line: #d9e2e8;
  --mist: #eef4f7;
  --paper: #f8fbfc;
  --white: #fff;
  --sky-100: #e2f1f6;
  --sky-200: #cfe7f0;
  --sky-300: #b9dce9;
  --radius: 18px;
  --shadow: 0 24px 70px rgba(3, 21, 36, .16);
  --container: min(1180px, calc(100% - 40px));
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; scroll-padding-top: 112px; }
body { margin: 0; background: var(--paper); color: var(--ink); font-family: "DM Sans", sans-serif; font-size: 16px; line-height: 1.65; }
body.nav-open { overflow: hidden; }
img { display: block; max-width: 100%; }
a { color: inherit; text-decoration: none; }
button, input, select, textarea { font: inherit; }
button, summary, a { -webkit-tap-highlight-color: transparent; }
summary { list-style: none; }
summary::-webkit-details-marker { display: none; }
.container { width: var(--container); margin-inline: auto; }
.sr-only { position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0,0,0,0); white-space: nowrap; border: 0; }
.skip-link { position: fixed; z-index: 1000; left: 18px; top: 10px; transform: translateY(-140%); padding: 10px 16px; background: var(--gold-400); color: var(--navy-950); font-weight: 800; }
.skip-link:focus { transform: translateY(0); }

.trust-bar { background: var(--navy-950); color: #b8cbd8; font-size: .78rem; letter-spacing: .02em; }
.trust-bar-inner { min-height: 36px; display: flex; align-items: center; gap: 16px; }
.trust-bar-inner a { margin-left: auto; color: var(--white); font-weight: 700; }
.trust-divider { width: 3px; height: 3px; background: var(--cyan-500); border-radius: 50%; }

.site-header { position: sticky; top: 0; z-index: 100; background: rgba(255,255,255,.96); border-bottom: 1px solid rgba(7,26,43,.1); backdrop-filter: blur(14px); }
.nav-wrap { height: 76px; display: flex; align-items: center; gap: 28px; }
.brand { display: inline-flex; align-items: center; gap: 10px; min-width: max-content; }
.brand-mark { width: 39px; height: 39px; fill: none; stroke: var(--navy-900); stroke-width: 3.2; stroke-linecap: round; stroke-linejoin: round; }
.brand-mark-accent { stroke: var(--cyan-500); }
.brand span { display: grid; line-height: 1; }
.brand strong { font: 800 1.12rem/1 "Manrope", sans-serif; letter-spacing: .09em; color: var(--navy-900); }
.brand small { margin-top: 5px; color: var(--blue-700); font: 700 .62rem/1 "Manrope", sans-serif; letter-spacing: .29em; }
.primary-nav { margin-left: auto; display: flex; align-items: center; gap: 23px; font-size: .91rem; font-weight: 600; }
.primary-nav > a, .primary-nav summary { padding: 25px 0; cursor: pointer; }
.primary-nav > a:hover, .primary-nav > a:focus-visible, .primary-nav summary:hover, .primary-nav summary:focus-visible { color: var(--blue-700); }
.primary-nav details { position: relative; }
.primary-nav summary::after { content: "+"; display: inline-block; margin-left: 6px; color: var(--cyan-500); font-weight: 500; }
.primary-nav details[open] summary::after { content: "−"; }
.dropdown { position: absolute; left: -22px; top: 66px; width: 260px; padding: 12px; background: var(--white); border: 1px solid var(--line); box-shadow: var(--shadow); }
.dropdown-wide { width: 310px; }
.dropdown a { display: grid; gap: 2px; padding: 12px 13px; border-left: 2px solid transparent; }
.dropdown a:hover, .dropdown a:focus-visible { background: var(--mist); border-left-color: var(--cyan-500); }
.dropdown strong { font-size: .88rem; }
.dropdown small { color: var(--slate); font-size: .76rem; font-weight: 500; }
.header-cta { padding: 11px 16px; background: var(--navy-900); color: var(--white); font-size: .87rem; font-weight: 700; }
.header-cta span { color: var(--cyan-300); margin-left: 5px; }
.header-cta:hover, .header-cta:focus-visible { background: var(--blue-700); }
.nav-toggle { display: none; margin-left: auto; width: 44px; height: 44px; background: transparent; border: 1px solid var(--line); padding: 11px; }
.nav-toggle > span:not(.sr-only) { display: block; height: 2px; background: var(--navy-900); margin: 5px 0; transition: .2s; }

.hero { position: relative; overflow: hidden; background: var(--navy-900); color: var(--white); }
.hero::before { content: ""; position: absolute; inset: 0; opacity: .09; background-image: linear-gradient(rgba(255,255,255,.16) 1px, transparent 1px), linear-gradient(90deg, rgba(255,255,255,.16) 1px, transparent 1px); background-size: 64px 64px; mask-image: linear-gradient(90deg, #000, transparent 70%); }
.hero-grid { position: relative; min-height: 690px; display: grid; grid-template-columns: .92fr 1.08fr; align-items: center; gap: 58px; padding-block: 76px 86px; }
.hero-copy { position: relative; z-index: 2; }
.eyebrow { display: flex; align-items: center; gap: 10px; margin: 0 0 20px; color: var(--cyan-300); font: 700 .75rem/1.3 "Manrope", sans-serif; letter-spacing: .15em; text-transform: uppercase; }
.eyebrow span { width: 28px; height: 2px; background: currentColor; }
.eyebrow.dark { color: var(--blue-700); }
.eyebrow.light { color: var(--cyan-300); }
h1, h2, h3 { margin: 0; font-family: "Manrope", sans-serif; letter-spacing: -.04em; }
h1 { max-width: 690px; font-size: clamp(3rem, 5.4vw, 5.45rem); line-height: .98; font-weight: 700; }
h1 em { display: block; margin-top: 10px; color: var(--gold-400); font-family: Georgia, serif; font-size: .82em; font-weight: 400; letter-spacing: -.05em; }
.hero-lede { max-width: 620px; margin: 30px 0 0; color: #c8d7e0; font-size: 1.08rem; line-height: 1.72; }
.button-row { display: flex; flex-wrap: wrap; gap: 12px; margin-top: 34px; }
.button { display: inline-flex; align-items: center; justify-content: center; gap: 12px; min-height: 50px; padding: 12px 20px; border: 1px solid transparent; font-weight: 750; font-size: .9rem; transition: transform .18s, background .18s, border-color .18s; cursor: pointer; }
.button:hover, .button:focus-visible { transform: translateY(-2px); }
.button-primary { background: var(--cyan-500); color: var(--navy-950); }
.button-primary:hover, .button-primary:focus-visible { background: var(--cyan-300); }
.button-ghost { border-color: rgba(255,255,255,.32); color: var(--white); }
.button-ghost:hover, .button-ghost:focus-visible { border-color: var(--white); background: rgba(255,255,255,.06); }
.button-dark { background: var(--navy-900); color: var(--white); }
.button-outline { border-color: rgba(255,255,255,.35); color: var(--white); }
.button-gold { background: var(--gold-400); color: var(--navy-950); }
.hero-proof { display: grid; grid-template-columns: repeat(2, minmax(0,1fr)); gap: 28px; margin: 45px 0 0; padding: 28px 0 0; border-top: 1px solid rgba(255,255,255,.14); list-style: none; }
.hero-proof li { display: grid; gap: 4px; }
.hero-proof strong { color: var(--white); font: 700 .92rem/1.3 "Manrope", sans-serif; }
.hero-proof span { color: #9db1bf; font-size: .78rem; line-height: 1.45; }
.hero-visual { position: relative; }
.hero-visual::before { content: ""; position: absolute; inset: -24px 18% 14% -24px; border: 1px solid rgba(114,215,233,.26); z-index: 0; }
.hero-visual img { position: relative; z-index: 1; width: 100%; min-height: 480px; object-fit: cover; object-position: 50% center; box-shadow: 0 32px 85px rgba(0,0,0,.38); }
.workflow-card { position: absolute; z-index: 2; left: -42px; right: 24px; bottom: -32px; display: flex; align-items: center; gap: 9px; padding: 17px 20px; background: rgba(4,19,33,.94); border: 1px solid rgba(114,215,233,.3); box-shadow: 0 18px 50px rgba(0,0,0,.32); backdrop-filter: blur(12px); font-size: .7rem; letter-spacing: .02em; }
.workflow-card span { color: #c4d4de; }
.workflow-card b { color: var(--cyan-500); }
.workflow-card strong { color: var(--gold-400); }

.signal-strip { padding-block: 14px; background: #d7eaf2; border-bottom: 1px solid #b5d2df; }
.signal-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 12px; }
.signal-grid > div { display: grid; grid-template-columns: auto 1fr; align-content: center; column-gap: 14px; min-height: 104px; padding: 24px 26px; border: 1px solid #abcdda; box-shadow: 0 10px 26px rgba(7, 42, 65, .08); }
.signal-grid > div:nth-child(1) { background: #e8f5f9; }
.signal-grid > div:nth-child(2) { background: var(--sky-200); }
.signal-grid > div:nth-child(3) { background: var(--sky-300); }
.signal-grid span { grid-row: span 2; color: var(--blue-700); font: 800 .74rem/1.4 "Manrope", sans-serif; }
.signal-grid strong { color: var(--navy-900); font: 800 1rem/1.4 "Manrope", sans-serif; }
.signal-grid p { margin: 5px 0 0; color: #345266; font-size: .9rem; font-weight: 500; line-height: 1.55; }

.section { padding-block: 110px; }
.section-heading { margin-bottom: 48px; }
.split-heading { display: grid; grid-template-columns: 1.1fr .9fr; align-items: end; gap: 80px; }
.section-heading h2, .conversion-copy h2, .support-intro h2, .advisory-grid h2, .founder-copy h2, .contact-copy h2 { font-size: clamp(2.2rem, 4vw, 4.15rem); line-height: 1.08; }
.section-heading > p, .split-heading > p { max-width: 580px; margin: 0; color: var(--slate); font-size: 1.02rem; }
.intro-section { background: #eff7fa; }
.intro-section .split-heading > p { color: #2d4b60; font-size: 1.13rem; font-weight: 600; line-height: 1.75; }
.outcome-grid { display: grid; grid-template-columns: repeat(3,1fr); gap: 12px; background: transparent; }
.outcome-card { position: relative; min-height: 360px; padding: 34px; border: 1px solid #a9ccda; box-shadow: 0 16px 34px rgba(7, 42, 65, .09); }
.outcome-card.featured { background: var(--navy-900); color: var(--white); }
.outcome-card:nth-child(2) { background: var(--sky-200); }
.outcome-card:nth-child(3) { background: var(--sky-300); }
.card-number { position: absolute; right: 28px; top: 28px; color: #8da0ad; font: 700 .72rem/1 "Manrope", sans-serif; }
.line-icon { width: 52px; height: 52px; display: grid; place-items: center; margin-bottom: 65px; color: var(--cyan-500); border: 1px solid currentColor; font: 500 1.5rem/1 "Manrope", sans-serif; }
.outcome-card h3 { font-size: 1.45rem; font-weight: 800; line-height: 1.2; }
.outcome-card p { margin: 16px 0 24px; color: #344f61; font-size: 1rem; font-weight: 500; line-height: 1.65; }
.outcome-card.featured p { color: #b9cad5; }
.outcome-card a { position: absolute; bottom: 32px; color: var(--blue-700); font-size: .9rem; font-weight: 800; }
.outcome-card.featured a { color: var(--cyan-300); }

.software-section { background: var(--navy-900); color: var(--white); }
.product-heading { display: grid; grid-template-columns: 1.08fr .92fr; align-items: end; gap: 90px; }
.product-heading h2 { max-width: 700px; }
.product-heading > p { color: #afc0cc; }
.product-grid { display: grid; grid-template-columns: repeat(2, 1fr); border-top: 1px solid rgba(255,255,255,.17); border-left: 1px solid rgba(255,255,255,.17); }
.product-card { min-height: 465px; display: flex; flex-direction: column; padding: 38px; border-right: 1px solid rgba(255,255,255,.17); border-bottom: 1px solid rgba(255,255,255,.17); }
.product-card:hover { background: rgba(255,255,255,.035); }
.product-top { display: flex; justify-content: space-between; color: #8fa9b9; font: 700 .69rem/1 "Manrope",sans-serif; text-transform: uppercase; letter-spacing: .1em; }
.legacy-card .product-tag { color: var(--gold-400); }
.product-card h3 { margin-top: 48px; font-size: clamp(1.75rem,3vw,2.75rem); line-height: 1.07; }
.product-card > p { max-width: 520px; margin: 20px 0; color: #b9cbd6; }
.product-card ul { margin: 0 0 30px; padding: 0; list-style: none; color: #d7e3e9; font-size: .87rem; }
.product-card li { padding: 9px 0; border-bottom: 1px solid rgba(255,255,255,.09); }
.product-card a { margin-top: auto; color: var(--cyan-300); font-weight: 750; font-size: .84rem; }
.payroll-band { display: grid; grid-template-columns: 1fr 1.25fr auto; align-items: center; gap: 46px; margin-top: 46px; padding: 36px 38px; background: var(--blue-700); }
.payroll-band h3 { font-size: 1.6rem; }
.payroll-options { display: grid; grid-template-columns: repeat(2,1fr); gap: 25px; }
.payroll-options div { display: grid; gap: 4px; }
.payroll-options strong { font-family: "Manrope",sans-serif; }
.payroll-options span { color: #c1d5e2; font-size: .8rem; line-height: 1.45; }

.conversion-section { overflow: hidden; background: var(--mist); }
.conversion-grid { display: grid; grid-template-columns: 1.05fr .95fr; gap: 100px; align-items: start; }
.conversion-copy > p:not(.eyebrow) { margin: 28px 0; color: var(--slate); font-size: 1.03rem; }
.callout { display: grid; gap: 4px; padding: 20px 22px; border-left: 3px solid var(--cyan-500); background: var(--white); }
.callout strong { font-family: "Manrope",sans-serif; }
.callout span { color: var(--slate); font-size: .88rem; }
.process-list { margin: 0; padding: 0; list-style: none; border-top: 1px solid #bfd0da; }
.process-list li { display: grid; grid-template-columns: 55px 1fr; gap: 18px; padding: 27px 0; border-bottom: 1px solid #bfd0da; }
.process-list > li > span { color: var(--cyan-500); font: 700 .7rem/1.5 "Manrope",sans-serif; }
.process-list strong { display: block; font: 700 1.08rem/1.3 "Manrope",sans-serif; }
.process-list p { margin: 5px 0 0; color: var(--slate); font-size: .88rem; }

.support-section { background: #e5f1f6; }
.support-grid { display: grid; grid-template-columns: .78fr 1.22fr; gap: 100px; }
.support-intro > p:not(.eyebrow) { color: #344f61; font-size: 1.08rem; font-weight: 500; }
.text-link { display: inline-block; margin-top: 20px; color: var(--blue-700); font-weight: 750; }
.support-services { display: grid; gap: 12px; }
.support-services article { display: grid; grid-template-columns: 86px .85fr 1.2fr; gap: 28px; align-items: start; padding: 30px 28px; border: 1px solid #a8cbd9; box-shadow: 0 12px 28px rgba(7, 42, 65, .07); }
.support-services article:nth-child(1) { background: #def0f6; }
.support-services article:nth-child(2) { background: var(--sky-200); }
.support-services article:nth-child(3) { background: var(--sky-300); }
.support-services article > span { color: var(--blue-700); font: 800 .75rem/1.5 "Manrope",sans-serif; text-transform: uppercase; letter-spacing: .12em; }
.support-services h3 { color: var(--navy-900); font-size: 1.23rem; font-weight: 800; line-height: 1.35; }
.support-services p { margin: 0; color: #304d61; font-size: 1rem; font-weight: 500; line-height: 1.65; }

.smartbank-section { padding-top: 0; background: var(--white); }
.smartbank-card { display: grid; grid-template-columns: .65fr 1.35fr; min-height: 430px; background: var(--navy-950); color: var(--white); }
.smartbank-mark { position: relative; overflow: hidden; display: grid; place-items: center; border-right: 1px solid rgba(255,255,255,.14); }
.smartbank-mark span { position: relative; z-index: 2; display: grid; place-items: center; width: 144px; height: 144px; border: 1px solid var(--cyan-300); color: var(--white); font: 700 2.5rem/1 "Manrope",sans-serif; letter-spacing: -.06em; }
.smartbank-mark svg { position: absolute; width: 130%; height: auto; fill: none; stroke: rgba(24,184,216,.22); stroke-width: 2; }
.smartbank-copy { align-self: center; padding: 60px 70px; }
.smartbank-copy h2 { font-size: clamp(3rem,6vw,5.8rem); }
.smartbank-copy > p:not(.eyebrow) { max-width: 700px; color: #b9cad5; }
.smartbank-actions { display: flex; align-items: center; gap: 24px; margin-top: 28px; }
.smartbank-actions > span { color: #8fa8b8; font-size: .78rem; }

.advisory-section { background: #e7f6f9; }
.advisory-grid { display: grid; grid-template-columns: 1.05fr .95fr; gap: 80px; align-items: start; }
.advisory-copy p { margin: 5px 0 28px; color: var(--slate); font-size: 1.03rem; }
.service-route { grid-column: 1 / -1; display: grid; grid-template-columns: 1fr auto 1fr; align-items: center; gap: 30px; margin-top: 36px; padding: 28px 34px; background: var(--white); border: 1px solid #c5e4ea; }
.service-route div { display: grid; gap: 4px; }
.service-route div:last-child { text-align: right; }
.service-route span { color: var(--blue-700); font-size: .72rem; font-weight: 750; text-transform: uppercase; letter-spacing: .1em; }
.service-route strong { font-family: "Manrope",sans-serif; font-size: 1.05rem; }
.service-route b { color: var(--cyan-500); font-size: 1.5rem; }

.founder-section { background: var(--navy-900); color: var(--white); }
.founder-grid { display: grid; grid-template-columns: .72fr 1.28fr; gap: 90px; align-items: center; }
.portrait-wrap { position: relative; max-width: 440px; }
.portrait-wrap::before { content: ""; position: absolute; inset: -18px 18px 18px -18px; border: 1px solid rgba(114,215,233,.35); }
.portrait-wrap img { position: relative; z-index: 1; width: 100%; aspect-ratio: 1; object-fit: cover; background: #e8edf0; filter: saturate(.82) contrast(1.04); }
.portrait-label { position: relative; z-index: 2; display: grid; margin: -66px 20px 0; padding: 17px 20px; background: rgba(4,19,33,.94); border-left: 3px solid var(--gold-400); }
.portrait-label strong { font-family: "Manrope",sans-serif; }
.portrait-label span { color: #9eb1bd; font-size: .75rem; }
.founder-copy > p:not(.eyebrow) { color: #b9cad5; font-size: 1rem; }
.timeline { display: grid; grid-template-columns: repeat(2,1fr); gap: 30px; margin-top: 36px; padding-top: 28px; border-top: 1px solid rgba(255,255,255,.15); }
.timeline div { display: grid; gap: 5px; }
.timeline strong { color: var(--gold-400); font: 700 1.6rem/1 "Manrope",sans-serif; }
.timeline span { color: #a8bdc9; font-size: .8rem; }

.testimonials-section { background: #dcecf3; }
.quote-grid { display: grid; grid-template-columns: repeat(3,1fr); gap: 14px; background: transparent; }
.quote-grid blockquote { min-height: 330px; display: flex; flex-direction: column; margin: 0; padding: 35px; border: 1px solid #a6c9d8; box-shadow: 0 14px 32px rgba(7, 42, 65, .08); }
.quote-grid blockquote:nth-child(1) { background: #e5f4f8; }
.quote-grid blockquote:nth-child(2) { background: var(--sky-200); }
.quote-grid blockquote:nth-child(3) { background: var(--sky-300); }
.quote-grid blockquote::before { content: "“"; height: 54px; color: var(--cyan-500); font: 400 4.5rem/.7 Georgia,serif; }
.quote-grid p { color: var(--navy-900); font: 600 1.08rem/1.68 "Manrope",sans-serif; }
.quote-grid cite { margin-top: auto; font-style: normal; font-weight: 800; font-size: .9rem; }
.quote-grid cite span { color: var(--slate); font-weight: 500; }

.contact-section { padding-block: 90px; background: var(--cyan-500); }
.contact-card { display: grid; grid-template-columns: .95fr 1.05fr; gap: 80px; }
.contact-copy h2 { color: var(--navy-950); }
.contact-copy > p:not(.eyebrow) { max-width: 570px; color: #0b4053; }
.contact-copy .eyebrow { color: var(--navy-900); }
.contact-details { display: grid; grid-template-columns: repeat(2,1fr); gap: 1px; margin-top: 35px; background: rgba(4,19,33,.18); }
.contact-details > * { min-height: 82px; display: grid; align-content: center; gap: 2px; padding: 14px 17px; background: var(--cyan-500); }
.contact-details small { color: #155166; font-size: .7rem; text-transform: uppercase; letter-spacing: .1em; }
.contact-details strong { color: var(--navy-950); font-size: .87rem; }
.contact-details a:hover strong { text-decoration: underline; }
.contact-form { padding: 35px; background: #d9edf5; border: 1px solid #9bc4d4; box-shadow: var(--shadow); }
.contact-form label { display: grid; gap: 7px; margin-bottom: 16px; color: var(--ink); font-size: .8rem; font-weight: 750; }
.field-row { display: grid; grid-template-columns: repeat(2,1fr); gap: 14px; }
.contact-form input, .contact-form select, .contact-form textarea { width: 100%; border: 1px solid #a8c8d5; border-radius: 0; background: var(--white); color: var(--ink); padding: 12px 13px; outline: none; }
.contact-form input:focus, .contact-form select:focus, .contact-form textarea:focus { border-color: var(--blue-700); box-shadow: 0 0 0 3px rgba(24,184,216,.16); }
.contact-form textarea { resize: vertical; }
.contact-form .button { width: 100%; border: 0; }
.contact-form output { display: block; margin-top: 12px; color: var(--blue-700); font-size: .82rem; font-weight: 700; }
.form-note { margin: 10px 0 0; text-align: center; color: var(--slate); font-size: .7rem; }

.site-footer { background: var(--navy-950); color: #9db2bf; padding: 68px 0 24px; }
.footer-grid { display: grid; grid-template-columns: 1.6fr repeat(3,1fr); gap: 60px; }
.brand-footer .brand-mark { stroke: var(--white); }
.brand-footer strong { color: var(--white); }
.footer-grid > div:first-child p { max-width: 350px; font-size: .84rem; }
.footer-grid > div:not(:first-child) { display: flex; flex-direction: column; gap: 9px; font-size: .79rem; }
.footer-grid > div:not(:first-child) > strong { margin-bottom: 7px; color: var(--white); font-family: "Manrope",sans-serif; }
.footer-grid a:hover { color: var(--cyan-300); }
.footer-base { display: flex; justify-content: space-between; margin-top: 55px; padding-top: 20px; border-top: 1px solid rgba(255,255,255,.12); color: #6e8796; font-size: .72rem; }

:focus-visible { outline: 3px solid var(--gold-400); outline-offset: 3px; }

@media (max-width: 1040px) {
  .primary-nav { gap: 15px; font-size: .82rem; }
  .header-cta { display: none; }
  .hero-grid { grid-template-columns: 1fr 1fr; gap: 32px; }
  .payroll-band { grid-template-columns: 1fr; }
  .conversion-grid, .support-grid { gap: 55px; }
}

@media (max-width: 820px) {
  :root { --container: min(100% - 30px, 720px); }
  .trust-bar-inner span:nth-child(2), .trust-bar-inner span:nth-child(3) { display: none; }
  .nav-wrap { height: 68px; }
  .nav-toggle { display: block; }
  .primary-nav { position: fixed; inset: 104px 0 0; display: none; overflow-y: auto; align-items: stretch; background: var(--white); padding: 18px 24px 40px; }
  .primary-nav.open { display: block; }
  .primary-nav > a, .primary-nav summary { display: block; padding: 15px 0; border-bottom: 1px solid var(--line); font-size: 1rem; }
  .primary-nav details { position: static; }
  .dropdown, .dropdown-wide { position: static; width: 100%; padding: 5px 0 10px 14px; border: 0; border-bottom: 1px solid var(--line); box-shadow: none; }
  .hero-grid { min-height: 0; grid-template-columns: 1fr; padding-block: 60px 80px; }
  .hero-copy { max-width: 700px; }
  .hero-visual { margin-top: 20px; }
  .hero-visual img { min-height: 380px; }
  .workflow-card { left: 18px; right: 18px; bottom: -34px; overflow-x: auto; white-space: nowrap; }
  .signal-grid { grid-template-columns: 1fr; }
  .signal-grid > div { border-right: 1px solid var(--line); border-bottom: 1px solid var(--line); }
  .split-heading, .product-heading, .conversion-grid, .support-grid, .advisory-grid, .founder-grid, .contact-card { grid-template-columns: 1fr; gap: 38px; }
  .outcome-grid { grid-template-columns: 1fr; }
  .outcome-card { min-height: 300px; border-right: 0; border-bottom: 1px solid var(--line); }
  .line-icon { margin-bottom: 42px; }
  .product-grid { grid-template-columns: 1fr; }
  .product-card { min-height: 420px; }
  .support-services article { grid-template-columns: 60px 1fr; }
  .support-services p { grid-column: 2; }
  .smartbank-card { grid-template-columns: 1fr; }
  .smartbank-mark { min-height: 260px; border-right: 0; border-bottom: 1px solid rgba(255,255,255,.14); }
  .smartbank-copy { padding: 48px 38px; }
  .service-route { grid-template-columns: 1fr; }
  .service-route div:last-child { text-align: left; }
  .service-route b { transform: rotate(90deg); width: max-content; }
  .portrait-wrap { margin-inline: auto; }
  .quote-grid { grid-template-columns: 1fr; }
  .quote-grid blockquote { min-height: 270px; border-right: 0; border-bottom: 1px solid var(--line); }
  .footer-grid { grid-template-columns: 1.5fr 1fr 1fr; }
  .footer-grid > div:first-child { grid-column: 1 / -1; }
}

@media (max-width: 560px) {
  :root { --container: calc(100% - 26px); }
  .trust-bar { font-size: .7rem; }
  .section { padding-block: 78px; }
  h1 { font-size: clamp(2.75rem, 14vw, 4rem); }
  .hero-lede { font-size: .98rem; }
  .hero-proof { grid-template-columns: 1fr; gap: 14px; }
  .hero-visual img { min-height: 290px; }
  .workflow-card { left: 8px; right: 8px; padding: 14px; }
  .split-heading { gap: 22px; }
  .section-heading h2, .conversion-copy h2, .support-intro h2, .advisory-grid h2, .founder-copy h2, .contact-copy h2 { font-size: clamp(2rem, 11vw, 3rem); }
  .outcome-card, .product-card { padding: 28px; }
  .payroll-options, .contact-details, .timeline, .field-row { grid-template-columns: 1fr; }
  .payroll-band { padding: 30px 25px; }
  .support-services article { grid-template-columns: 1fr; gap: 10px; }
  .support-services p { grid-column: 1; }
  .smartbank-copy { padding: 40px 25px; }
  .smartbank-actions { align-items: flex-start; flex-direction: column; }
  .service-route { padding: 24px; }
  .contact-form { padding: 27px 22px; }
  .footer-grid { grid-template-columns: 1fr 1fr; gap: 38px; }
  .footer-base { flex-direction: column; gap: 4px; }
}

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { transition-duration: .01ms !important; animation-duration: .01ms !important; }
}