:root {
  color-scheme: only light;
  --navy: #102d46;
  --blue: #155681;
  --blue-hover: #0e4163;
  --orange: #f38721;
  --text: #354f62;
  --muted: #516b7c;
  --line: #d7e2e9;
  --tint: #f5f8fb;
  --white: #ffffff;
  --container: min(1180px, calc(100% - 64px));
}
* { box-sizing: border-box; }
html { scroll-behavior: smooth; scroll-padding-top: 92px; background: var(--white); }
body { margin: 0; background: var(--white); color: var(--navy); font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif; font-size: 17px; line-height: 1.65; -webkit-text-size-adjust: 100%; }
body.nav-open { overflow: hidden; }
img { display: block; max-width: 100%; }
figure, blockquote { margin: 0; }
a { color: inherit; text-decoration: none; text-underline-offset: 4px; }
a:hover { color: var(--blue); }
button, input, textarea, select { font: inherit; }
button, a, summary { -webkit-tap-highlight-color: transparent; }
button, summary { cursor: pointer; }
button { color: var(--navy); }
[hidden] { display: none !important; }
:focus-visible { outline: 3px solid var(--blue); outline-offset: 5px; border-radius: 3px; }
.container { width: var(--container); margin-inline: auto; }
h1, h2, h3, p { margin: 0; }
h1, h2, h3 { color: var(--navy); font-weight: 750; }
h1 { font-size: clamp(42px, 4.2vw, 57px); line-height: 1.06; letter-spacing: -.044em; }
h2 { font-size: clamp(29px, 2.8vw, 38px); line-height: 1.17; letter-spacing: -.032em; }
h3 { font-size: 21px; line-height: 1.3; letter-spacing: -.015em; }
p { color: var(--text); }
p + p { margin-top: 17px; }
.sr-only { position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0,0,0,0); white-space: nowrap; border: 0; }
.skip-link { position: fixed; z-index: 1000; top: 8px; left: 16px; transform: translateY(-150%); background: var(--white); border: 2px solid var(--blue); padding: 9px 16px; }
.skip-link:focus { transform: translateY(0); }
.icon { width: 21px; height: 21px; fill: none; stroke: currentColor; stroke-width: 1.8; stroke-linecap: round; stroke-linejoin: round; flex: 0 0 auto; }
.button { display: inline-flex; align-items: center; justify-content: center; gap: 11px; min-height: 52px; padding: 13px 22px; border: 1px solid transparent; border-radius: 7px; font-size: 16px; line-height: 1.4; font-weight: 750; text-align: center; transition: background .15s, border-color .15s; }
.button-call, .button-gold { background: var(--orange); color: #102d46; border-color: #e57b14; }
.button-call:hover, .button-gold:hover { color: #102d46; background: #ffa342; border-color: #d66a08; }
.button-blue { color: #fff; background: var(--blue); }
.button-blue:hover { color: #fff; background: var(--blue-hover); }
.text-link { display: inline-flex; align-items: center; justify-content: flex-start; gap: 14px; color: var(--blue); font-size: 16px; line-height: 1.5; font-weight: 750; min-height: 44px; text-decoration: underline; text-decoration-thickness: 1px; }
.text-link:hover { color: var(--navy); }
.link-arrow { white-space: nowrap; font-size: 20px; line-height: 1; text-decoration: none; }
.quiet-link { display: inline-flex; align-items: center; color: var(--blue); min-height: 44px; font-size: 15px; font-weight: 650; text-decoration: underline; }
.inline-actions { display: flex; flex-wrap: wrap; align-items: center; gap: 6px 28px; margin-top: 17px; }
.eyebrow { color: var(--blue); font-size: 12px; font-weight: 800; line-height: 1.5; letter-spacing: .115em; text-transform: uppercase; margin-bottom: 14px; }
.eyebrow::before { content: ""; display: inline-block; width: 26px; height: 3px; background: var(--orange); margin-right: 10px; vertical-align: 3px; }
.eyebrow > span { display: none; }

/* One compact header, with the existing product and service destinations. */
.site-header { position: sticky; top: 0; z-index: 100; background: #fff; color: var(--navy); border-bottom: 1px solid var(--line); }
.nav-wrap { height: 74px; display: flex; align-items: center; gap: 24px; }
.brand { display: block; flex-shrink: 0; }
.total-accounting-logo { width: 250px; height: auto; }
.primary-nav { margin-left: auto; display: flex; align-items: center; gap: 20px; font-size: 14px; font-weight: 650; }
.primary-nav > a { display: flex; align-items: center; min-height: 56px; }
.primary-nav a[aria-current="page"] { text-decoration: underline; text-decoration-color: var(--orange); text-decoration-thickness: 2px; }
.nav-category { position: relative; }
.nav-category-heading { display: flex; align-items: center; min-height: 74px; }
.nav-overview-link { display: flex; align-items: center; min-height: 44px; }
.submenu-toggle { display: grid; place-items: center; background: transparent; color: var(--blue); width: 24px; min-height: 44px; padding: 0; border: 0; font-size: 20px; }
.dropdown { position: absolute; top: 100%; left: -16px; width: 280px; max-height: calc(100dvh - 100px); overflow-y: auto; background: #fff; padding: 10px; border: 1px solid var(--line); border-radius: 8px; box-shadow: 0 16px 38px #102d461a; }
.dropdown-wide { width: 350px; }
.menu-services .dropdown, .menu-about .dropdown { left: auto; right: 0; }
.dropdown a { display: grid; gap: 3px; padding: 12px; border-radius: 4px; }
.dropdown a:hover { background: var(--tint); }
.dropdown strong { color: var(--navy); font-size: 14px; line-height: 1.4; }
.dropdown small { color: var(--muted); font-size: 12px; line-height: 1.5; }
.dropdown a.visual-menu-link { grid-template-columns: 50px minmax(0,1fr); align-items: center; column-gap: 12px; }
.nav-link-copy { display: grid; gap: 4px; }
.nav-visual { display: grid; place-items: center; width: 50px; height: 38px; padding: 5px; background: #f3f7fa; border-radius: 4px; }
.nav-visual.photo { padding: 0; overflow: hidden; }
.nav-visual img { width: 100%; height: 100%; object-fit: contain; }
.nav-visual.photo img { object-fit: cover; }
.dropdown .smarter-menu-link { border-top: 1px solid var(--line); margin-top: 5px; }
.header-cta { display: inline-flex; gap: 15px; align-items: center; justify-content: center; min-height: 42px; padding: 9px 16px; background: var(--blue); color: #fff; border-radius: 5px; font-size: 14px; font-weight: 700; white-space: nowrap; }
.header-cta:hover { color: #fff; background: var(--blue-hover); }
.nav-toggle { display: none; width: 44px; height: 44px; padding: 10px; background: #fff; border: 1px solid var(--line); border-radius: 5px; }
.nav-toggle > span:not(.sr-only) { display: block; height: 2px; margin: 4px 0; background: var(--navy); }

/* The short opening: all three routes come before background detail. */
.welcome-section { padding: 50px 0 48px; background: #fff; }
.welcome-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 64px; align-items: center; }
.welcome-tagline { margin-top: 17px; max-width: 440px; font-size: 21px; line-height: 1.5; color: var(--text); }
.welcome-choices { margin-top: 28px; }
.welcome-choices h2 { font-size: 24px; line-height: 1.3; letter-spacing: -.02em; margin-bottom: 14px; }
.help-choices { display: grid; gap: 9px; }
.help-choices a { display: flex; align-items: center; gap: 12px; min-height: 56px; padding: 12px 15px; border: 1px solid #d8e5ed; border-left: 3px solid var(--blue); border-radius: 6px; background: #f5f9fc; color: var(--navy); line-height: 1.4; }
.help-choices a:hover { background: #e9f3fa; border-color: var(--blue); }
.help-choices strong { font-size: 17px; font-weight: 700; }
.help-choices a > span:last-child { margin-left: auto; color: var(--blue); font-size: 22px; }
.choice-number { font-size: 12px; line-height: 1; font-weight: 800; color: #955009; }
.welcome-copy > .button { margin-top: 23px; }
.location-note { font-size: 13px; line-height: 1.6; margin-top: 12px; color: var(--muted); }
.welcome-photo { overflow: hidden; border-radius: 14px; border: 1px solid var(--line); background: #fff; box-shadow: 0 12px 38px #102d460d; }
.welcome-photo img { width: 100%; height: auto; aspect-ratio: 3 / 2; object-fit: cover; }
.welcome-photo figcaption { display: flex; align-items: center; gap: 10px; padding: 16px 21px; font-size: 14px; color: var(--navy); font-weight: 650; }
.photo-dot { width: 8px; height: 8px; border-radius: 50%; background: var(--orange); flex-shrink: 0; }
.anchor-alias { display: block; height: 0; }

/* SmartBank is introduced immediately after the welcome. */
.smartbank-feature { padding: 42px 0; border-top: 1px solid var(--line); border-bottom: 1px solid var(--line); background: #fff; }
.smartbank-layout { display: grid; grid-template-columns: 1.05fr 1fr; gap: 70px; align-items: center; }
.smartbank-logo { width: 142px; height: auto; margin-bottom: 17px; }
.smartbank-copy h2 { font-size: clamp(27px, 2.45vw, 34px); max-width: 510px; }
.smartbank-copy > p { margin-top: 18px; font-size: 16px; line-height: 1.7; }
.smartbank-process { padding: 25px 30px; border-radius: 10px; background: #f3f8fc; border: 1px solid #dbe7ef; }
.smartbank-process .eyebrow { margin-bottom: 15px; }
.process-steps { display: grid; gap: 18px; padding: 0; margin: 0; list-style: none; }
.process-steps li { display: grid; grid-template-columns: 33px minmax(0,1fr); gap: 12px; }
.step-number { display: grid; place-items: center; width: 31px; height: 31px; border: 1px solid #aec7d9; border-radius: 50%; color: var(--blue); background: #fff; font-size: 14px; font-weight: 800; }
.process-steps h3 { font-size: 17px; line-height: 1.5; }
.process-steps p { font-size: 14px; line-height: 1.6; margin-top: 2px; }
.product-note { padding-top: 16px; border-top: 1px solid #d4e3ed; margin-top: 18px; font-size: 12px; line-height: 1.65; color: var(--muted); }

/* Service detail follows the same order as the opening choices. */
.content-section { padding: 76px 0; background: #fff; }
.section-tint { background: var(--tint); }
.section-heading { max-width: 760px; margin-bottom: 33px; }
.section-heading > p:last-child, .section-heading > div > p:last-child { font-size: 18px; line-height: 1.65; margin-top: 16px; }
.section-heading > .eyebrow, .section-heading > div > .eyebrow { font-size: 12px; margin-top: 0; }
.service-layout { display: grid; grid-template-columns: 1fr 1.04fr; gap: 58px; align-items: start; }
.service-photo { overflow: hidden; border-radius: 12px; border: 1px solid var(--line); }
.service-photo img { width: 100%; height: auto; aspect-ratio: 3 / 2; object-fit: cover; }
.service-details article { padding: 20px 0; border-bottom: 1px solid var(--line); }
.service-details article:first-child { padding-top: 0; }
.service-details article h3 a { display: flex; gap: 16px; justify-content: space-between; align-items: center; }
.service-details article p { font-size: 16px; line-height: 1.7; margin-top: 9px; }
.service-details > .text-link { margin-top: 18px; }
.service-layout-reverse .service-photo { grid-column: 2; grid-row: 1; }
.service-layout-reverse .service-details { grid-column: 1; grid-row: 1; }
.scope-note { margin-top: 17px; font-size: 13px; line-height: 1.7; color: var(--muted); }
.scope-note a { color: var(--blue); font-weight: 650; text-decoration: underline; }
.heading-with-link { max-width: none; display: flex; align-items: end; justify-content: space-between; gap: 40px; }
.heading-with-link > div { max-width: 750px; }
.heading-with-link > .text-link { flex-shrink: 0; }
.software-grid { display: grid; grid-template-columns: repeat(4,minmax(0,1fr)); gap: 18px; }
.software-card { display: flex; flex-direction: column; padding: 25px 22px; border: 1px solid var(--line); border-top: 3px solid var(--blue); border-radius: 8px; background: #fff; }
.software-logo { height: 44px; display: flex; align-items: center; margin-bottom: 21px; }
.software-logo img { max-width: 100px; max-height: 42px; height: auto; width: auto; }
.software-card .product-type { font-size: 11px; font-weight: 750; color: var(--blue); letter-spacing: .07em; line-height: 1.5; text-transform: uppercase; margin-bottom: 9px; }
.software-card h3 { font-size: 21px; margin-bottom: 14px; }
.software-card h3 span { font-size: 18px; }
.software-card > p:not(.product-type) { font-size: 15px; line-height: 1.7; margin: 0 0 20px; }
.software-card .text-link { margin-top: auto; font-size: 15px; }
.payroll-layout { display: grid; grid-template-columns: 1fr 1fr; gap: 60px; align-items: center; }
.payroll-layout h2 + p { margin-top: 17px; }
.payroll-links { display: grid; grid-template-columns: 1fr 1fr; gap: 13px; margin: 24px 0 16px; }
.payroll-links a { min-height: 83px; padding: 12px 15px; border: 1px solid var(--line); border-radius: 6px; background: #fff; display: flex; flex-direction: column; justify-content: center; gap: 8px; }
.payroll-links img { max-width: 105px; max-height: 27px; object-fit: contain; object-position: left center; height: auto; width: auto; }
.payroll-links a:first-child img { max-width: 68px; }
.payroll-links strong { font-size: 15px; color: var(--blue); }
.payroll-support-link { font-size: 13px; line-height: 1.7; margin-top: 14px; color: var(--muted); }
.payroll-support-link a { color: var(--blue); text-decoration: underline; }
.experience-layout { display: grid; grid-template-columns: .7fr 1.3fr; gap: 70px; align-items: center; }
.experience-photo { max-width: 340px; overflow: hidden; background: #fff; border: 1px solid var(--line); border-radius: 10px; }
.experience-photo img { width: 100%; height: auto; }
.experience-photo figcaption { display: grid; gap: 3px; padding: 14px 18px; }
.experience-photo figcaption strong { color: var(--navy); font-size: 16px; }
.experience-photo figcaption span { color: var(--muted); font-size: 12px; }
.experience-layout h2 + p { margin-top: 22px; }
.experience-layout p { font-size: 16px; line-height: 1.8; }
.experience-layout p.eyebrow { font-size: 12px; }
.experience-timeline { display: grid; grid-template-columns: 1fr 1fr; gap: 25px; border-block: 1px solid var(--line); margin: 23px 0 15px; padding: 17px 0; }
.experience-timeline div { display: grid; gap: 4px; }
.experience-timeline strong { color: var(--blue); font-size: 23px; line-height: 1.4; }
.experience-timeline span { font-size: 14px; line-height: 1.6; color: var(--text); }
.client-proof { display: flex; align-items: center; gap: 50px; margin-top: 55px; padding: 28px 30px; background: #fff; border-left: 4px solid var(--orange); border-radius: 6px; }
.client-proof blockquote { flex: 1; }
.client-proof p { font-size: 17px; color: var(--navy); line-height: 1.7; }
.client-proof cite { display: block; color: var(--muted); font-size: 13px; line-height: 1.5; font-style: normal; margin-top: 12px; }
.client-proof > a { flex-shrink: 0; }
.faq-block { padding-top: 58px; }
.faq-block h2 { font-size: 28px; }
.faq-block .section-heading { margin-bottom: 20px; }
.faq-grid { display: grid; grid-template-columns: repeat(2,minmax(0,1fr)); gap: 0 35px; align-items: start; }
.faq-grid details { border-bottom: 1px solid var(--line); padding: 18px 0; }
.faq-grid summary { font-size: 16px; font-weight: 700; line-height: 1.5; color: var(--navy); padding-right: 24px; position: relative; list-style: none; }
.faq-grid summary::-webkit-details-marker { display: none; }
.faq-grid summary::after { content: "+"; position: absolute; right: 0; top: -2px; color: var(--blue); font-size: 22px; }
.faq-grid details[open] summary::after { content: "−"; }
.faq-grid p { font-size: 15px; line-height: 1.75; margin-top: 14px; }
.sister-section { padding-block: 60px; }
.sister-panel { display: grid; grid-template-columns: 1.25fr .75fr; gap: 64px; align-items: center; border-left: 4px solid var(--orange); padding-left: 32px; }
.sister-panel h2 + p { margin-top: 20px; font-size: 16px; line-height: 1.8; }
.sister-actions { display: flex; align-items: flex-start; flex-direction: column; gap: 13px; }
.sister-actions .button { white-space: normal; }

/* Clear contact routes; retain the existing honest email-preparation form. */
.contact-layout { display: grid; grid-template-columns: 1fr 1fr; gap: 70px; align-items: start; }
.contact-copy { position: sticky; top: 110px; }
.contact-copy > p:not(.eyebrow) { margin-top: 18px; }
.contact-copy > .button { margin-top: 28px; }
.contact-methods { display: grid; gap: 6px; margin-top: 18px; }
.contact-methods a { display: inline-flex; align-items: center; min-height: 44px; font-size: 17px; color: var(--blue); text-decoration: underline; font-weight: 700; overflow-wrap: anywhere; }
.contact-form { background: #fff; padding: 28px; border: 1px solid var(--line); border-radius: 10px; display: grid; gap: 18px; scroll-margin-top: 95px; }
.contact-form label { display: grid; gap: 7px; font-size: 14px; font-weight: 700; color: var(--navy); line-height: 1.5; }
.field-row { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
.contact-form input:not([type="checkbox"]), .contact-form textarea { min-width: 0; width: 100%; min-height: 45px; border: 1px solid #b7cad8; border-radius: 5px; background: #fff; padding: 10px 12px; color: var(--navy); font-size: 16px; font-weight: 400; line-height: 1.5; }
.contact-form textarea { resize: vertical; }
.contact-form textarea::placeholder { color: #566e7f; opacity: 1; }
.contact-form input:focus-visible, .contact-form textarea:focus-visible { outline-offset: 2px; }
.interest-picker { border: 1px solid #b7cad8; border-radius: 5px; }
.interest-picker summary { list-style: none; display: flex; align-items: center; justify-content: space-between; gap: 12px; padding: 13px 14px; }
.interest-picker summary::-webkit-details-marker { display: none; }
.interest-picker summary strong { display: block; font-size: 14px; font-weight: 700; }
.interest-picker summary small { display: block; font-size: 12px; line-height: 1.7; color: var(--muted); margin-top: 3px; }
.interest-picker-icon { font-size: 23px; color: var(--blue); }
.interest-picker[open] .interest-picker-icon { transform: rotate(45deg); }
.interest-picker-content { padding: 0 14px 16px; }
.interests-help { font-size: 13px; margin-bottom: 16px; }
.interest-group { border: 0; border-top: 1px solid var(--line); padding: 14px 0; margin: 0; min-width: 0; }
.interest-group legend { padding: 0 8px 0 0; color: var(--blue); font-size: 13px; font-weight: 750; }
.interest-options { display: grid; gap: 4px; }
.contact-form .interest-option { display: flex; gap: 10px; align-items: center; min-height: 40px; font-size: 13px; font-weight: 500; line-height: 1.6; }
.interest-option input { width: 18px; height: 18px; accent-color: var(--blue); flex-shrink: 0; }
.contact-form .button { justify-self: start; }
.form-note { font-size: 12px; line-height: 1.7; }
.form-note a { color: var(--blue); text-decoration: underline; }
#form-status:empty { display: none; }
#form-status { font-size: 14px; color: var(--navy); }

/* White footer. Return navigation stays in the footer and never covers content. */
.site-footer { border-top: 1px solid var(--line); padding: 48px 0 24px; background: #fff; color: var(--navy); }
.footer-grid { display: grid; grid-template-columns: 1.2fr 1fr 1fr 1.15fr; gap: 35px; }
.footer-grid > div { min-width: 0; }
.brand-footer img { width: 230px; }
.footer-intro { font-size: 14px; line-height: 1.7; margin-top: 18px; }
.footer-why-heading { font-size: 14px; line-height: 1.5; margin: 22px 0 8px; }
.footer-benefits { padding-left: 18px; margin: 0; color: var(--text); font-size: 13px; line-height: 1.8; }
.footer-benefits li::marker { color: var(--orange); }
.footer-heading { font-size: 16px; line-height: 1.5; margin-bottom: 14px; }
.footer-links, .footer-contact-links { display: grid; gap: 3px; }
.footer-links a, .footer-contact-links a { display: flex; align-items: center; color: var(--text); min-height: 40px; font-size: 13px; line-height: 1.6; }
.footer-links a:hover, .footer-contact-links a:hover { color: var(--blue); text-decoration: underline; }
.footer-contact-intro { font-size: 13px; line-height: 1.7; }
.footer-call { display: flex; flex-wrap: wrap; gap: 4px 8px; margin-top: 12px; color: var(--blue); font-size: 14px; align-items: center; min-height: 44px; }
.footer-call strong { font-size: 17px; }
.footer-email { display: block; color: var(--blue); font-size: 13px; line-height: 1.6; font-weight: 650; padding: 8px 0; overflow-wrap: anywhere; text-decoration: underline; }
.footer-enquiry { margin-top: 10px; padding: 10px 12px; min-height: 44px; border-color: #b8ccdb; font-size: 13px; color: var(--blue); background: #f3f8fc; }
.footer-location { font-size: 12px; line-height: 1.8; margin: 17px 0 10px; }
.footer-base { margin-top: 32px; padding-top: 20px; border-top: 1px solid var(--line); display: flex; align-items: center; gap: 24px; color: var(--muted); font-size: 12px; line-height: 1.6; }
.footer-base strong { color: var(--navy); font-size: 13px; }
.back-to-top { position: static; display: inline-flex; align-items: center; justify-content: center; gap: 9px; min-height: 44px; margin-left: auto; padding: 8px 14px; border: 1px solid #bbcedb; border-radius: 5px; background: #fff; color: var(--blue); font-size: 13px; font-weight: 700; }

@media (max-width: 1080px) {
  .header-cta { display: none; }
  .total-accounting-logo { width: 225px; }
  .welcome-grid { gap: 38px; }
  .welcome-tagline { font-size: 19px; }
  .help-choices strong { font-size: 16px; }
  .choice-number { display: none; }
  .smartbank-layout, .service-layout, .payroll-layout, .experience-layout, .contact-layout { gap: 38px; }
  .software-grid { grid-template-columns: repeat(2,minmax(0,1fr)); gap: 20px; }
  .heading-with-link { align-items: flex-start; flex-direction: column; gap: 12px; }
  .footer-grid { grid-template-columns: repeat(2,minmax(0,1fr)); }
}
@media (max-width: 820px) {
  :root { --container: min(720px, calc(100% - 40px)); }
  html { scroll-padding-top: 80px; }
  .nav-wrap { height: 64px; gap: 16px; }
  .total-accounting-logo { width: 220px; max-width: calc(100vw - 115px); }
  .nav-toggle { display: block; margin-left: auto; flex-shrink: 0; }
  .primary-nav { display: none; position: fixed; inset: var(--nav-top,64px) 0 0; overflow-y: auto; margin: 0; padding: 10px 20px max(28px,env(safe-area-inset-bottom)); background: #fff; color: var(--navy); overscroll-behavior: contain; }
  .primary-nav.open { display: block; }
  .primary-nav > a { min-height: 52px; padding: 10px 0; border-bottom: 1px solid var(--line); font-size: 16px; }
  .nav-category-heading { min-height: 52px; justify-content: space-between; border-bottom: 1px solid var(--line); }
  .nav-overview-link { flex: 1; font-size: 16px; min-height: 52px; }
  .submenu-toggle { width: 44px; min-height: 44px; border-left: 1px solid var(--line); }
  .dropdown, .dropdown-wide { position: static; width: 100%; max-height: none; border: 0; border-radius: 0; padding: 6px 0 12px 6px; box-shadow: none; overflow: visible; }
  .dropdown a { padding: 12px 8px; }
  .welcome-section { padding: 30px 0 32px; }
  .welcome-grid { grid-template-columns: 1fr; gap: 26px; }
  h1 { font-size: 44px; }
  .welcome-tagline { margin-top: 13px; font-size: 20px; max-width: 100%; }
  .welcome-choices { margin-top: 24px; }
  .choice-number { display: block; }
  .help-choices strong { font-size: 17px; }
  .welcome-photo { width: 100%; }
  .welcome-photo img { aspect-ratio: 3 / 2; object-position: center; }
  .smartbank-layout { grid-template-columns: 1fr; gap: 26px; }
  .smartbank-feature { padding-block: 34px; }
  .smartbank-copy h2 { max-width: 590px; }
  .content-section { padding: 48px 0; }
  .service-layout, .payroll-layout, .experience-layout, .contact-layout, .sister-panel { grid-template-columns: 1fr; gap: 28px; }
  .service-layout-reverse .service-photo, .service-layout-reverse .service-details { grid-column: auto; grid-row: auto; }
  .service-photo { max-width: 100%; }
  .service-details article:first-child { padding-top: 0; }
  .experience-photo { max-width: 340px; }
  .experience-layout > .experience-photo { order: 2; }
  .client-proof { align-items: flex-start; flex-direction: column; gap: 15px; padding: 24px; margin-top: 38px; }
  .faq-grid { grid-template-columns: 1fr; }
  .faq-block { padding-top: 40px; }
  .sister-panel { gap: 22px; padding-left: 24px; }
  .contact-copy { position: static; }
  .contact-form { scroll-margin-top: 85px; }
}
@media (max-width: 480px) {
  body { font-size: 16px; }
  h1 { font-size: 39px; line-height: 1.07; }
  h2 { font-size: 29px; }
  h3 { font-size: 20px; }
  .welcome-tagline { font-size: 18px; line-height: 1.5; max-width: 330px; }
  .welcome-choices h2 { font-size: 23px; margin-bottom: 12px; }
  .help-choices { gap: 8px; }
  .help-choices a { min-height: 54px; padding: 10px 12px; gap: 10px; }
  .help-choices strong { font-size: 15.5px; }
  .choice-number { display: none; }
  .welcome-copy > .button { width: 100%; margin-top: 20px; padding-inline: 12px; }
  .location-note { font-size: 12px; line-height: 1.6; }
  .welcome-photo figcaption { padding: 13px 14px; font-size: 13px; }
  .smartbank-copy h2 { font-size: 28px; }
  .smartbank-process { padding: 21px 19px; }
  .section-heading { margin-bottom: 26px; }
  .section-heading > p:last-child, .section-heading > div > p:last-child { font-size: 16px; line-height: 1.7; }
  .section-heading > .eyebrow, .section-heading > div > .eyebrow { font-size: 11px; }
  .eyebrow { font-size: 11px; }
  .software-grid { grid-template-columns: 1fr; gap: 14px; }
  .software-card { padding: 22px; }
  .software-logo { margin-bottom: 14px; height: 34px; }
  .software-logo img { max-height: 34px; max-width: 85px; }
  .software-card h3 { margin-bottom: 10px; }
  .software-card > p:not(.product-type) { margin-bottom: 9px; }
  .payroll-layout { gap: 27px; }
  .payroll-links { gap: 10px; }
  .payroll-links a { padding: 12px; }
  .payroll-links strong { font-size: 14px; }
  .experience-timeline { gap: 18px; }
  .experience-photo { width: 100%; max-width: 340px; margin-inline: auto; }
  .faq-block h2 { font-size: 26px; }
  .contact-copy > .button { width: 100%; padding-inline: 12px; }
  .contact-form { padding: 22px 18px; }
  .field-row { grid-template-columns: 1fr; gap: 18px; }
  .contact-methods a { font-size: 16px; }
  .footer-grid { grid-template-columns: 1fr; gap: 30px; }
  .site-footer { padding-top: 32px; }
  .footer-base { flex-wrap: wrap; gap: 12px 20px; }
  .back-to-top { margin-left: 0; }
}
@media (max-width: 350px) {
  :root { --container: calc(100% - 32px); }
  h1 { font-size: 35px; }
  .help-choices strong { font-size: 14px; }
  .button-call { font-size: 14px; gap: 8px; }
  .payroll-links { grid-template-columns: 1fr; }
}
/* Keep the approved white/navy palette when the display preference is dark.
   'only light' also opts out of compatible browser auto-dark transformations. */
@media (prefers-color-scheme: dark) {
  :root { color-scheme: only light; --white: #ffffff; --navy: #102d46; --text: #354f62; --tint: #f5f8fb; }
  html, body, .site-header, .primary-nav, .dropdown, .contact-form { background-color: #fff; color: #102d46; }
}
@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { transition: none !important; }
}